Information Ratiorisk_portfolio

Information ratio measures a portfolio’s active return per unit of active risk. It is calculated as the active return (portfolio return minus benchmark return) divided by the tracking error (the standard deviation of the active return).

What it measures

The information ratio (IR) quantifies how much of a portfolio’s excess return over its benchmark is earned for each unit of active risk. It focuses on relative performance rather than total volatility.

Calculation

IR = Active Return / Tracking Error, where Active Return = Portfolio Return − Benchmark Return, and Tracking Error is the standard deviation of the active return across the evaluation period.

How it is used

Investors and analysts use IR to compare managers or strategies that share a benchmark and a similar time horizon. A higher IR indicates more consistent outperformance per unit of relative risk; a negative IR signals underperformance relative to the benchmark. The value can vary with the chosen benchmark and period, so comparisons should use the same reference and timeframe. IR complements other risk-adjusted measures like the Sharpe ratio, which uses total volatility rather than active risk.

Interpretation and caveats

IR summarizes historical consistency of relative performance and should be interpreted in the context of style, turnover, and benchmark suitability. It does not guarantee future results and can be influenced by the length of the observation window.

Example Usage

For example, if a portfolio returns 8% and its benchmark returns 5%, the active return is 3%. If the tracking error is 2%, the information ratio is 3% ÷ 2% = 1.5.

Related Terms

Active return · Tracking error · Benchmark · Sharpe ratio · Alpha · Active risk